Monday, January 16, 2017

Things To Do Orlando: Porcelain Art Show Windows To The Soul

January 19-21, 2017 (Recurring daily)
January 19 (1 – 5 pm)
January 20 (9 am – 5 pm)
January 21 (9 am – 2 pm)
Venue: Park Inn by Radisson Resort & Conference Center Orlando
Located at: 3011 Maingate Lane, Kissimmee, FL 34747
863-840-1233
Admission: $5 (no charge for students with school IDs)
The 2017 Porcelain Art Show, Windows to the Soul, features outstanding porcelain artists. Special guest artist is Felipe, an extraordinarily gifted artist who creates unique art in his unmistakable style. The show features exhibitors, daily demonstrations, club table displays from across Florida, drawings for prizes, a “Try your Hand at Painting” table, and more. All the art has been hand-painted and fired in kilns. Bring a friend and see both contemporary as well as traditional art on porcelain “canvases”.
Click link for more information: Event Information

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Friday, January 13, 2017

Is This the Year to Move Up to Your Dream Home? If So, Do it Early

It appears that Americans are regaining faith in the U.S. economy. The following indexes have each shown a dramatic jump in consumer confidence in their latest surveys:
  1. The University of Michigan Consumer Sentiment Index
  2. National Federation of Independent Businesses’ Small Business Optimism Index
  3. CNBC All-America Economic Survey
  4. The Conference Board Consumer Confidence Survey
It usually means good news for the housing market when the country sees an optimistic future. People begin to dream again about the home their family has always wanted, and some make plans to finally make that dream come true.
If you are considering moving up to your dream home, it may be better to do it earlier in the year than later. The two components of your monthly mortgage payment (home prices and interest rates) are both projected to increase as the year moves forward, and interest rates may increase rather dramatically. Here are some predictions on where rates will be by the end of the year:

HSH.com:

“We think that conforming 30-year fixed rates probably make it into the4.625 percent to 4.75 percent range at some point during 2017 as a peak.”

Svenja Gudell, Zillow’s Chief Economist:

“I wouldn’t be surprised if the 30-year fixed mortgage rate hits 4.75 percent.”

Mark Fleming, the Chief Economist at First American:

“[I see] mortgage rates getting much closer to 5 percent at the end of next year.”

Lawrence Yun, NAR Chief Economist:

“By this time next year, expect the 30-year fixed rate to likely be in the 4.5 percent to 5 percent range.”

Bottom Line

If you are feeling good about your family’s economic future and are considering making a move to your dream home, doing it sooner rather than later makes the most sense.
by
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Wednesday, January 11, 2017

New Year Resolutions to Help You Purchase a Home

If you are like the rest of us then just a few days ago you made a list of New Year resolutions.   Many of us however do not stick to our plan when it comes to these promises we make ourselves.  If you plan to purchase a home sometime in this New Year you need to make a few related resolutions that will likely help you to attain your goal and dream of home ownership.  Below these resolutions are listed for you.
  1. Stop opening credit cards.  It is easy these days especially when you are shopping, to open one credit card after the other.  If buying a home is on your to do list this year however, you need to steer clear of opening new credit cards.
  2. Start paying your student loans on time every time. Many times when folks get student loans they tend to think they can pay them as they can but that can mess up your credit in no time.  If someone who has good credit and shows they are good at paying bills on time every time puts a bid in on a house you have your eye on and you put a bid on that house as well, it’s likely due to their history that they will win the bid and not you.
  3. Start paying your credit cards every month and on time. Even if you can’t afford to pay more than just the minimum payment you need to make sure you pay your credit card each and every month.   This type of diligence will serve you well when you go to make an offer on a house.
  4. Make sure you have a little bit of a cash reserve in your bank account at all times. It won’t look good to a mortgage lender when you ask for a loan if you have a zero balance in your bank account.
  5. Stick with the same job for as long as you can. Jumping from one job to another during a year is a sure fire way to lose your chance at the home of your dreams.  Lenders want to see stability and staying with the same job for a few years will show them that.
These New Year resolutions, if you do your best to keep them, will do their part towards helping you to purchase the home you have always dreamed about.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Monday, January 09, 2017

Things To Do Orlando: Ringling Brothers Circus Xtreme

When: Thu., Jan. 12, 7:30 p.m., Fri., Jan. 13, 7:30 p.m., Sat., Jan. 14, 11:30 a.m., 3:30 & 7:30 p.m., Sun., Jan. 15, 1 & 5 p.m. and Mon., Jan. 16, 1 p.m.
Where: Amway Center – 400 West Church Street – MAP
Price: $18-$85
Come see the next generation of circus events from
Ringling Bros. and Barnum & Bailey!
Ringling Bros. and Barnum & Bailey® Presents Circus XTREME features artists who redefine the word extreme in everything they do, magnifying traditional elements of the circus and combining them with never-before-seen spectacles, original fast-paced performances and incredibly hilarious moments.  The multi-year tour offers extreme thrills, exotic animals and extraordinary performers that add up to the ultimate family entertainment experience.
Tickets available now for shows January 12-16 in Orlando at the Amway Center. Children age two by the date of the show and older will require a ticket.

EVENT WEB SITE
BUY TICKETS HERE

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Friday, January 06, 2017

3 Tips for Making Your Dream of Buying a Home Come True

Some Highlights:

  • Realtor.com recently shared “5 Habits to Start Now If You Hope to Buy a Home in 2017.”
  • Setting up an automatic savings plan that saves a small amount of every check is one of the best ways to save without thinking a lot about it.
  • Living within a budget now will help you save money for down payments and pay down other debts that might be holding you back.
by

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Thursday, January 05, 2017

Teri's CyberTips - January 2017


How many times have you wished that you could send or reply to a text message right from your desktop or notebook - rather than your cell phone? Sending texts from your computer is useful in lots of different situations. Perhaps you lost your phone and need to send or respond to a message. Maybe you just hate typing on a tiny keyboard. What if your cellular service is down or out of range? There are many on-line services that will help you text, but none of them are as simple and reliable as the method below - and the majority of the others either are loaded with ads or want to get into your pocket.


Read more... http://www.recyber.com/cyber-tips/cyber-tip/r14326

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Wednesday, January 04, 2017

Questions Real Estate Agents Don’t Like To Answer

You may think that you can ask your real estate agent anything at all that you want to ask them and you may be right.  What you may not be right about however is that you may not get an answer.  There are some questions that real estate agents might know the answer to but they are not able to give you the answer based on the Fair Housing Act.  Real estate agents are not allowed to discriminate based on race, religion, sex or economic status.  If you ask any of the following questions you may not get a straight answer from your real estate agent.
  1. Asking your real estate agent if a particular area is a good place to raise a family may or may not get you a straight answer. In fact, you may find that your agent just gives you a blank stare when asked this type of question.  They may know good and well that they wouldn’t want to raise their own family in a particular area of town but by staying loyal to the Fair Housing Act, they won’t be able to clearly answer that question for you.
  2. Another question you may not get answered from your real estate agent is what the particular neighborhood you are interested in is like. If you really mean to ask if the neighborhood has a high ratio of minorities by asking if the neighborhood is safe, your real estate agent will not be able to clearly answer that question for you.  If you wonder if a certain area is safe, do your homework and figure it out for yourself, don’t make your real estate agent uncomfortable by asking questions like that.
  3. Asking what the area schools are like is another similar question that will likely get you a blank stare from your real estate agent. If you want to know what the schools are like in a particular area you can search online for such answers.
Basically, if you don’t want your real estate agent to break their ethical code, steer clear of these types of questions and do your own work to find out the answers.  You will likely be able to find out all that you need to know about what it is you are asking without a lot of trouble and without having to ask your real estate agent.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Monday, January 02, 2017

Things To Do Orlando: Winter Music Series at Lakeridge Winery & Vineyards

Winter Music Series at Lakeridge Winery & Vineyards
January 7, 2017 – January 28, 2017
1:00 PM to 4:00 PM
FREE ADMISSION
Located at 19239 U.S. 27 North, Clermont, FL 34715
Each Saturday afternoon during the month of January, Lakeridge Winery holds its famous Music Series, featuring live bands on the outdoor stage. The musicians selected are all fantastic performers, hand-picked from the wealth of talent located throughout Central Florida. Lakeridge wine, beer, soft drinks and a variety of food is available for purchase, along with complimentary Winery tours and tasting.
EVENT WEBSITE

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Wednesday, December 28, 2016

Top 5 Reasons You Should Not For Sale By Owner

In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for the vast majority of sellers.
Here are the top five reasons:

1. Exposure to Prospective Buyers

Recent studies have shown that 94% of buyers search online for a home. That is in comparison to only 17% looking at print newspaper ads. Most real estate agents have an internet strategy to promote the sale of your home. Do you?

2. Results Come from the Internet

Where did buyers find the home they actually purchased?
  • 51% on the internet
  • 34% from a Real Estate Agent
  • 9% from a yard sign
  • 1% from newspapers
The days of selling your house by just putting up a sign and putting it in the paper are long gone. Having a strong internet strategy is crucial.

3. There Are Too Many People to Negotiate With

Here is a list of some of the people with whom you must be prepared to negotiate if you decide to For Sale By Owner:
  • The buyer who wants the best deal possible
  • The buyer’s agent who solely represents the best interest of the buyer
  • The buyer’s attorney (in some parts of the country)
  • The home inspection companies, which work for the buyer and will almost always find some problems with the house
  • The appraiser if there is a question of value

4. FSBOing Has Become More And More Difficult

The paperwork involved in selling and buying a home has increased dramatically as industry disclosures and regulations have become mandatory. This is one of the reasons that the percentage of people FSBOing has dropped from 19% to 8% over the last 20+ years.

The 8% share represents the lowest recorded figure since NAR began collecting data in 1981.

5. You Net More Money When Using an Agent

Many homeowners believe that they will save the real estate commission by selling on their own. Realize that the main reason buyers look at FSBOs is because they also believe they can save the real estate agent’s commission. The seller and buyer can’t both save the commission.
Studies have shown that the typical house sold by the homeowner sells for $185,000, while the typical house sold by an agent sells for $245,000. This doesn’t mean that an agent can get $60,000 more for your home, as studies have shown that people are more likely to FSBO in markets with lower price points. However, it does show that selling on your own might not make sense.

Bottom Line

Before you decide to take on the challenges of selling your house on your own, sit with a real estate professional in your marketplace and see what they have to offer.

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Monday, December 26, 2016

Things To Do Orlando: Chocolate Kingdom Factory Adventure Tour

Open for tours Monday – Sunday 10:30 am to 6:00 pm
Chocolate Kingdom – Interactive Factory Adventure Tour, is an interactive journey that uncovers how chocolate transforms from the bean into the creamy, dreamy chocolate bar.
Our Personal Chocolate Tour Guide joins forces with a handsome Prince and his Dragon sidekick to take guests through the following:
  • Cacao Tree Greenhouse
  • One-of-a-kind Chocolate Museum
  • Mystical River of Chocolate
  • Bean-to-the-Bar Factory utilizing old world machinery
With an opportunity to create a customized chocolate bar, Chocolate Kingdom is the most unique chocolate experience in North America and will inspire and amaze chocoholics of all ages.
Located at 9901 Hawaiian Court Orlando, FL 32819
Call 407-705-3475 or visit website for more information and to purchase tickets.
Chocolate Kingdom
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Friday, December 23, 2016

Merry Christmas from Orlando Avenue Top Team!

Merry Christmas from Orlando Avenue Top Team!

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Thursday, December 22, 2016

The Fed Raised Rates: What Does that Mean for Housing?

You may have heard that the Federal Reserve raised rates last week… But what does that mean if you are looking to buy a home in the near future?
Many in the housing industry have predicted that the Federal Open Market Committee (FOMC), the policy-making arm of the Federal Reserve, would vote to raise the federal fund’s target rate at their December meeting. For only the second time in a decade, this is exactly what happened.
There were many factors that contributed to the 0.25 point increase (from 0.50 to 0.75), but many are pointing to the latest jobs report and low unemployment rate (4.6%) as the main reason.
Tim Manni, Mortgage Expert at Nerd Wallet, had this to say,
“Homebuyers shouldn’t be particularly concerned with [last week’s] Fed move. Even with rates hovering over 4 percent, they’re still historically low. Most market observers are expecting a gradual rise in home loan rates in the near term, anticipating mortgage rates to stay under 5 percent through 2017.”

Bottom Line

Only time will tell what the long-term impact of the rate hike will be, but in the short term, there should be no reason for alarm.
by

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.


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Monday, December 19, 2016

Things To Do Orlando: Coca Cola Orlando Eye




  • 8401 International Drive Orlando, FL 32819
  • Toll Free: 866-228-6438
  • Location: International Drive & Convention Center Area
  • View Web Site: Event
  • Take a moment to escape and see the magic and wonder Orlando has to offer from above. The Coca-Cola Orlando Eye offers a new and unique way to experience the beauty of Orlando, also known as the ‘City Beautiful’, and see it in a way you’ve never seen it before. Be effortlessly lifted to 400 feet and experience breathtaking 360 degree views of surrounding Central Florida. Guests can also experience an Eagle’s Eye view in our ultimate pre-flight 4D Cinema Experience with spectacular multi-sensory special effects.
  • Located at I-Drive 360, the heart of International Drive, the Coca-Cola Orlando Eye is the tallest observation wheel on the east coast of the USA. The gradual rotation in one of the 30 high-tech capsules gives you an ever-changing perspective. Each capsule contains Apple iPad Air tablets which allow you to explore and learn more about the landmarks and surroundings in several languages and effectively see beyond what the eye can see.
  • A flight on the Coca-Cola Orlando Eye will lift you high enough to see the sights of downtown Orlando’s skyline, nearby theme parks, beautiful lakes and lush landscapes, with views all the way to Cape Canaveral on Florida’s east coast.
  • In addition to the Coca-Cola Orlando Eye, guests can also experience the new Madame Tussauds, the world’s most famous celebrity wax attraction, and SEA LIFE Orlando Aquarium, the immersive underwater experience, rounding out three of the top global brands in Merlin Entertainments’ portfolio of exciting new attractions.
  • Hours: Monday-Friday 10:00AM – 10:00PM, Saturday-Sunday 10:00AM – 10:00PM
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Friday, December 16, 2016

Why You Shouldn’t Take Your House Off the Market During the Holidays



If you are one of the many homeowners who is debating taking your home off the market for the next few weeks, don’t! You will miss the great opportunity you have right now!
The latest Existing Home Sales Report from The National Association of Realtors(NAR), revealed that the inventory of homes for sale has dropped to a 4.3-month supply.
Historically, a 6-month supply is necessary for a ‘normal’ market, explained below:
Why You Shouldn’t Take Your House Off the Market During the Holidays | Keeping Current Matters
There are more buyers that are ready, willing, and able to buy now than there have been in years! The supply of homes for sale is not keeping up with the demand of these buyers.

Bottom Line

Home prices are appreciating in this seller’s market. Making your home available over the next few weeks will give you the most exposure to buyers who will be competing against each other to buy it.
by The KCM Crew

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.


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Wednesday, December 14, 2016

How to Eliminate Smells So That Your House Might Sell

If you have recently put your house on the market and want it to sell quickly you may need to take a look at a few of these tips on how to eliminate smells so that your house will be more likely to sell. While selling your home quickly may sound good to you, you may not be thinking about exactly how clean your house smells when you have a last minute showing pop up.  If you are caught in a bind with a last minute showing and you need to get rid of a few household odors, be sure to read below for some ideas.
  1. If you have pets you already know that they have a smell all their own. Pets that may not be house trained yet may be hard to deal with during a house showing.  If you need to cover up the smell of pet urine quickly there are several ways to go about it.  One way to get rid of pee smell in the carpet is to soak the area with enzyme spray.  Another way to get rid of the smell all together (however it may take a bit longer) is to get rid of the carpet once and for all and put in hardwoods.
  2. Another way to eliminate smells so that your house might sell is to open up your windows while you are cooking. If you know you have a showing one night, be sure to keep your windows open while you are cooking with the hood fan on as well.  Another good way to get rid of the smell of a recently prepared meal in your home is to set a bowl of coffee grounds on the countertop over night (if your showing doesn’t happen to be the same evening of course.)  If you don’t want to take any chances of having your dinner linger during the showing you could always just go out to eat for the evening.
  3. Garbage smell in a home is some of the worst odor possible. One easy way to get rid of that particular smell is to be sure and take it to the curb before you leave for the showing.
These are just a few ways that you can get rid of smells in your home  so that your showing might go well and you may be more able to sell your home.  Hopefully they will get you started in the right direction.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Monday, December 12, 2016

Things To Do Orlando: It Was a Very Good Yule: At the Movies




December 12-23, 2016
Location: Mad Cow Theatre
54 West Church Street Downtown
Phone: 407-297-8788
Mad Cow’s holiday cabaret returns to celebrate the season! Gather your friends and family and head on down to the Mad Cow Theatre as we honor the most contemporary of pop-culture traditions, the holiday movie musical! You’ll hear music featured in classic films such as ‘Scrooged’, ‘How the Grinch Stole Christmas’, ‘National Lampoon’s Christmas Vacation’, as well as new music inspired by the holiday films turned stage musicals such as A Christmas Story, Elf, and the Irving Berlin classic, Holiday Inn.
Click this link for tickets: GET TICKETS!
Click here for show times and group sales: Event Information

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Friday, December 09, 2016

Will Increasing Mortgage Rates Impact Home Prices?

There are some who are calling for a decrease in home prices should mortgage interest rates begin to rise rapidly. Intuitively, this makes sense as the cost of a home is determined by the price of the home, plus the cost of financing that home. If mortgage interest rates increase, fewer people will be able to buy, and logic says prices will fall if demand decreases.
However, history shows us that this has not been the case the last four times mortgage interest rates dramatically increased.
Here is a graph showing what actually happened:
Will Increasing Mortgage Rates Impact Home Prices? | Keeping Current Matters
Last week, in an article titled “Higher Rates Don’t Mean Lower House Prices After All,the Wall Street Journal revealed that a recent study by John Burns Real Estate Consulting Inc. found that:
“[P]rices weren’t especially sensitive to rising rates, particularly in the presence of other positive economic factors, such as strong job growth, rising wages and improving consumer confidence.”
Last week’s jobs report was strong and the Conference Board just reported that the Consumer Confidence Index was back to pre-recession levels.

Bottom Line

We will have to wait and see what happens as we move forward, but a decrease in home prices should rates go up is anything but guaranteed.


Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Thursday, December 08, 2016

Teri's CyberTips December 2016

Google says, "See More. Plan Less." And that says it all about this thinking program for your smart phone (iPhone or Android) - well most of it.

Google Trips makes it easy to plan and organize your trip. It automatically maps out a half day -- or a full day with suggestions for things to see and do. Don't like what you see? Tap the "magic wand" to see more nearby sights. Each tap of the wand gives you a fresh set of nearby attractions -and adjusts your trip map.

Read more...http://www.recyber.com/cyber-tips/cyber-tip/r14326

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Wednesday, December 07, 2016

Organizing Your Home Made Simple




It is almost time for the seasons to change once again as we move from summer slowly into fall.  As the seasons change many people find that they like to get things around their home organized to make the transition seem smoother.  Organizing your home can be made simple with a few of the following tips.
  1. One way to organize your home is to get rid of “junk drawers” throughout the house. Many times folks tend to throw things they don’t know what to do with into a drawer that soon becomes a drawer full of junk. While these drawers DO keep the junk out of the eye of those that come to visit, you just never know when someone may open one of them looking for utensils or other useful items and you may be embarrassed by them. Simple fix…..throw out the junk once and for all and have no more junk drawers in your home!
  2. Another great and simple way to organize your home  is to organize and de-clutter your pantry.  Typically there are items in your pantry that you haven’t used in years and they end up just sitting there taking up space.  This is very true for old canned food items that tend to have a shelf life of forever.   Once you get this simple organizing of your pantry complete, be sure not to let it get messy again by throwing away things you don’t use periodically.
  3. Yet another simple way to organize your home is to use all of your closet space for things you will actually use instead of just getting things out of the way.   If you have a lot of games for example why not make a game closet just for the purpose of storing all of your family games.  This type of closet will make it more likely that your family may have a game night once a week because you will know exactly where to go to find the games.
  4. Keeping all of the books in the house in one spot is another great organization tip. If you have various bookshelves in your home, you can utilize them for other purposes and keep one for only books.  Organize each shelf for books from each family member if you have a lot of books.
Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.


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Monday, December 05, 2016

Things To Do Orlando: Wine and Chocolate Festival

December 10, 2016 – December 11, 2016
Location: Lakeridge Winery & Vineyards
Address: 19239 U.S. 27 North, Clermont, FL 34715
  • Time: Times Vary
  • Admission: Encouraged to bring a $2 donation to benefit The Leesburg Regional Medical Center Heart Institute
  • Phone: 352-394-8627
Event Website

Description: Lakeridge Winery hosts its 6th Annual Wine and Chocolate Festival. This two-day outdoor event will feature live music, an arts and crafts show, and award-winning Lakeridge wines. There will be food and beverage vendors serving a variety of food and treats, including Lakeridge wines by the glass as well as domestic and import beers for purchase.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.


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Friday, December 02, 2016

New Home Sales Race to Keep Up with Demand

Some Highlights:
  • Many buyers who are searching for their dream homes are turning to new home construction after 10% of all new home buyers sighted a lack of inventory of existing homes as their reason for purchase.
  • The median home price decreased slightly from September’s high of $314,100 to $304,500 in October.
  • The West saw the largest month over month jump in sales at 28.7%.
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Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Wednesday, November 30, 2016

Tips To Avoid A Reverse Mortgage Nightmare


Many times folks hear about a reverse mortgage on the television and they think it sounds like the best thing since sliced bread.  There are a few things you need to know about reverse mortgages before you decide to move forward with one and below we have listed a few tips on how to avoid a reverse mortgage nightmare.
  1. One way to avoid even thinking about doing a reverse mortgage  is to not wait until you simply don’t have any other option.  Do not go into something like a reverse mortgage without counseling with a HUD-certified housing counselor.  If you make huge decisions such as getting involved with a reverse mortgage during a time of financial stress, you will likely end up worse off than you started.
  2. Another tip for avoiding a reverse mortgage nightmare is to search around for all that is offered. You don’t have to settle for a reverse mortgage just because you think it’s the only thing you can do.  Talk to a financial counselor and find out what all of your options might be and then make an informed decision based off of the facts and not just what you think the facts might be.
  3. If the lender you have chosen to move forward with suddenly starts telling you that your home needs a ton of repairs, be sure to find a new lender as quickly as possible. HUD insures over 95% of reverse mortgages and they only require that the home be safe and functional.  Any small issues that your home might have shouldn’t even come into play during a reverse mortgage consultation.
  4. If you feel pressured at all to sign on the dotted line to receive a reverse mortgage, do your part and do not sign the papers. You don’t want to end up in a reverse mortgage nightmare just because you felt like you were being pressured into signing the papers.  Again, get up and leave the room if you feel any kind of pressure to sign on the dotted line for a reverse mortgage.
  5. Be sure to show up for the closing if you do decide to do a reverse mortgage. If you are not present things may go astray and you might end up with a raw deal in the end.
These are just a few tips to avoiding a reverse mortgage nightmare.  Do your part to pay close attention to detail so that you don’t end up living in the middle of a real nightmare.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.


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Monday, November 28, 2016

Things To Do Orlando: Christmas in the Park

  • December 01, 2016
Description: Kick off the holiday season in Winter Park at the Morse Museum as it lights up the Tiffany windows in Central Park and presents the Bach Festival Choir and Brass Ensemble in concert. This December is the 38th annual celebration of Christmas in the Park, an event started by Hugh and Jeannette McKean, the Morse Museum’s benefactors, in 1979 as a way to share a part of their rare Tiffany collection with the public in an informal setting.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.


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Friday, November 25, 2016

Existing Home Sales Surge Forward Through Fall

Some Highlights:

  • The National Association of Realtors (NAR) recently released their latest Existing Home Sales Report.
  • First-time homebuyers made up 33% of all sales in October.
  • Homes are selling quickly with 43% of homes on the market for less than a month.
  • A limited supply continues to drive up prices for the 56th consecutive month.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Thursday, November 24, 2016

Happy Thanksgiving!



Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.


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Wednesday, November 23, 2016

Tips for Flying with Gifts!

If you’re celebrating the holidays away from home, you may be wrestling with how to get gifts to your loved ones. With careful planning and packing, however, you can get your gifts safely to their destination. Read up on our favorite tips for flying with gifts.
Flying with Wrapped Gifts
Wrapped gifts are allowed in both carry-ons and checked luggage. However, airport security may need to open gifts as part of their inspections, but it is rare. To decrease the likelihood of your gifts being unwrapped, pack them in your checked luggage rather than your carry-on.
Flying with Edible Gifts
Be sure to factor where your baggage is stored during flight, especially edible gifts as they may be prone to spoiling or melting. Bag and cushion perishable gifts with clothing to avoid a mess in your suitcase. Keep in mind, any liquids or sauces that exceed 3.4 oz. will need to go into your checked luggage.
Flying with Valuable or Irreplaceable Gifts
Carry valuables onto the plane in a small carry-on bag and place it beneath the seat in front of you. The only way to ensure your items are not damaged, stolen, or lost is to carry them yourself. An alternative is to ship valuables via a shipping service that includes insurance and tracking.
Flying Home with Gifts You Receive
Pack a sturdy duffel bag to use as an additional piece of luggage on your return flight. Use it for clothing, laundry, shoes, non-breakable items, and transport fragile gifts home in the more protective suitcase.

By using these tips as a guideline, you can better organize and prepare for your trip.

By: Surge365

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Monday, November 21, 2016

Things To Do Orlando: Winter Walking Tours- BOK Tower Gardens


When: Starts Nov. 25. Sundays, 2 p.m. and Mondays-Saturdays, 10 a.m. & 12 p.m. Continues through Jan. 8, 2017
Price: $12-$18
Location: 1151 Tower Boulevard
Lake Wales, Florida 33853-3470
Celebrate the holiday season with festive events at Bok Tower Gardens, including the Holiday Home Tour at Pinewood Estate, special carillon concerts, winter garden tours, poinsettia displays, and much more!
Volunteer garden guides lead visitors on an hour-long winter walking tour, sharing information about the winter flora and fauna.
See links below for information about the Winter Walking Tour and other holiday events happening at Bok Tower Gardens.
Bok Tower Gardens
Winter Walking Tour

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Friday, November 18, 2016

Homes Across the Country Are Selling Fast!

Some Highlights:

  • The National Association of REALTORS® surveyed their members for the release of their Confidence Index.
  • The REALTORS® Confidence Index is a key indicator of housing market strength based on a monthly survey sent to over 50,000 real estate practitioners. Practitioners are asked about their expectations for home sales, prices and market conditions.
  • Homes sold in 60 days or less in 42 out of 50 states, and Washington D.C.
  • Homes sold in 30 days or less in 17 states.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.


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Wednesday, November 16, 2016

Thanksgiving Travel Tips. Thank Us Later!

Simplify Your Thanksgiving Travels!
This Thanksgiving, the airline industry expects 12.3 million roundtrip passengers and AAA expects 46.3 million Americans to hit the road. Here are expert tips and tricks for making one of the busiest travel holidays of the year easier than ever. You can thank us later!
Be Mindful and Thoughtful
Can holiday travel feel stressful? Does it help to take out your frustration on fellow passengers and travelers? It doesn't have to be this way. Frame your journey as an exciting adventure. Everyone traveling has a similar goal to celebrate Thanksgiving with loved ones. Practice slowing your breathing if long lines or traffic are causing you stress.
Travel Light
Everyone flying will be packing carry-ons to accommodate their journey. Overhead compartments will fill up quickly. Try to pack everything into a backpack that will fit under the seat in front of you. If you have gifts or bulky items, consider shipping them to your final destination ahead of time.
Travel at Odd Times
The day before Thanksgiving is the busiest travel day of the year, closely followed by the Sunday after the big day. Fly to your destination a few days early and fly back on Friday when the masses are out shopping the best deals of the year. Drive through the night to avoid traffic.
Stay Connected
Smartphone users can take advantage of apps that provide updates on airline statuses, road traffic, weather, and current news. Social media is a great resource to be the first place to hear about anything that might go wrong with your flight. Airlines can also be more responsive to public pleas of assistance on social media.

By using these tips as a guideline, you can better organize and prepare for your trip. 
By: Surge365
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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