Friday, April 21, 2017

Tax Return Depressing? Owning a Home Could Help

Many Americans got some depressing news last week; either their tax return was not as large as they had hoped or, in some cases, they were told they owed additional money to either the Federal or State government or both. One way to save on taxes is to own your own home.
According to the Tax Policy Center’s Briefing Book -“A citizen’s guide to the fascinating (though often complex) elements of the federal Tax System” – there are several tax advantages to homeownership.
Here are four items, and a quote on each, from the Briefing Book:

1. Mortgage Interest Deduction

“Homeowners who itemize deductions may reduce their taxable income by deducting any interest paid on a home mortgage. The deduction is limited to interest paid on up to $1 million of debt incurred to purchase or substantially rehabilitate a home. Homeowners also may deduct interest paid on up to $100,000 of home equity debt, regardless of how they use the borrowed funds. Taxpayers who do not own their home have no comparable ability to deduct interest paid on debt incurred to purchase goods and services.”

2. Property Tax Deduction

“Homeowners who itemize deductions may also reduce their taxable income by deducting property taxes they pay on their homes.”

3. Imputed Rent

“Buying a home is an investment, part of the returns from which is the opportunity to live in the home rent-free. Unlike returns from other investments, the return on homeownership—what economists call “imputed rent”—is excluded from taxable income. In contrast, landlords must count as income the rent they receive, and renters may not deduct the rent they pay. A homeowner is effectively both landlord and renter, but the tax code treats homeowners the same as renters while ignoring their simultaneous role as their own landlords.”

4. Profits from Home Sales

“Taxpayers who sell assets must generally pay capital gains tax on any profits made on the sale. But homeowners may exclude from taxable income up to $250,000 ($500,000 for joint filers) of capital gains on the sale of their home if they satisfy certain criteria: they must have maintained the home as their principal residence in two out of the preceding five years, and they generally may not have claimed the capital gains exclusion for the sale of another home during the previous two years.”

Bottom Line

We are not suggesting that you purchase a house just to save on your taxes. However, if you have been on the fence as to whether 2017 is the year you should become a homeowner, this information might help with that decision.

Disclaimer: Always check with your accountant to find out what tax advantages apply to you in your area. 
by

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Wednesday, April 19, 2017

How to Make a Man Cave When There is No Room

It seems these days that everyone is adding a room called a man cave to their homes.  But what if you don’t have enough room for a man cave?  What are you suppose to do then?  Below are a few ideas on how to make yourself a man cave even if you don’t have much space to do so.
  1. If you don’t have the space for a regular sized man cave, such as a basement, why not use a walk in closet for the same purpose?  Walk in closets can easily be made into a man cave by gutting them of their contents and adding lots of manly items. Just don’t forget a small television and chair to accommodate the man of your house!
  2. Another innovative way to make a man cave is to close off one half of your garage. If your man doesn’t mind giving up his parking space inside of the garage, let him know that he can have his man cave in that spot.  You can separate the space with a creative partition or call in the pros to create a custom finished room in the garage space.
  3. If you happen to have a house that has more bedrooms that you actually need, why not make one of them a man cave?
  4. Another way to make a man cave in your home when you don’t really have the space to do so is to improvise into creating a blended space in a shared room of the house. Spice up part of your living or family room with the man cave necessities. Your man may not like this option as much as some of the others but if he is desperate for a man cave, you can create a nice space for him just about anywhere in the house.
These ideas should help to get you started thinking in the right direction about how to make a man cave for your man even if the space just simply isn’t available to build a full sized one.  Let’s face it girls, men are not that hard to please, so do your best and it is likely he will be happy.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Monday, April 17, 2017

Things To Do Orlando: 17th Annual Florida Music Festival


  • April 20, 2017 – April 23, 2017
  • Location: Downtown Orlando
  • Time: Varies
  • Admission: Free
  • Event Website
Description: Celebrate the State of Music at the 17th Annual Florida Music Festival. More than 150 bands will rock over 15 locations throughout Downtown Orlando each night on stages indoor and outdoor including Wall St Plaza, Church Street Station, Cheyenne Saloon, The Social, Dr. Philips Center for the Performing Arts and more host all genres of music, showcasing unsigned artists to hundreds of industry reps from Nashville, Los Angeles and New York City. A 14-year-old Taylor Swift had one of her first showcases at FMF2003!

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Friday, April 14, 2017

Happy Easter!

Happy Easter!

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Monday, April 10, 2017

Things To Do Orlando: Disenchanted!

When: Tue., April 11, 8 p.m., Wed., April 12, 8 p.m., Thu., April 13, 8 p.m., Fri., April 14, 8 p.m., Sat., April 15, 2 & 8 p.m., Mon., April 17, 8 p.m., Tue., April 18, 8 p.m., Wed., April 19, 8 p.m. and Thu., April 20, 8 p.m.
Price: $37-$87
Hilarious hit musical about your favorite princesses setting the record straight about their so-called fairy tales.
Your Favorite Princesses are coming to town…and they’re setting the record straight!
Poisoned apples. Glass slippers. Who needs ’em?! Not Snow White and her posse of disenchanted princesses in the hilarious hit musical that’s anything but Grimm. Forget the princesses you think you know – the original storybook heroines have come back to life to set the record straight. After multiple sold-out runs in the USA, these royal renegades tossed off their tiaras to bring their hilariously subversive, not-for-the-kiddies musical to you – and what you thought about princesses will never be the same!
Event Website
Purchase Tickets Here
Directions to The Plaza LIVE in Orlando
425 North Bumby Avenue, Orlando, Florida 32803
407.228.1220
www.plazaliveorlando.com
From I-4
  • Take Exit 82A onto the 408 East/West Expressway (Toll Road)
  • Go East toward Titusville
  • Go 2 miles & take Exit 12A (50 cents)
  • At end of ramp, go Left on Bumby Avenue
  • Go 10 blocks (1/2 mile)
  • The Plaza LIVE is on your Right (at the Colonial Plaza Shopping Center)
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Friday, April 07, 2017

The ‘REAL’ News about Housing Affordability

Some industry experts are claiming that the housing market may be headed for a slowdown as we proceed through 2017, based on rising home prices and a potential jump in mortgage interest rates. One of the data points they use is the Housing Affordability Index, as reported by the National Association of Realtors (NAR).
Here is how NAR defines the index:
“The Housing Affordability Index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national level based on the most recent price and income data.”
Basically, a value of 100 means a family earning the median income earns enough to qualify for a mortgage on a median-priced home, based on the price and mortgage interest rates at the time. Anything above 100 means the family has more than enough to qualify.
The higher the index, the easier it is to afford a home.

Why the concern?

The index has been declining over the last several years as home values increased. Some are concerned that too many buyers could be priced out of the market.
But, wait a minute…
Though the index skyrocketed from 2009 through 2013, we must realize that during that time, the housing crisis left the market with an overabundance of distressed properties (foreclosures and short sales). All prices dropped dramatically and distressed properties sold at major discounts. Then, mortgage rates fell like a rock.
The market is recovering, and values are coming back nicely. That has caused the index to fall.
However, let’s remove the crisis years (shaded in gray) and look at the current index as compared to the index from 1990 – 2008:
The 'REAL' News about Housing Affordability | Keeping Current Matters
Though prices and rates appear to be increasing, we must realize that affordability is composed of three ingredients: home prices, interest rates, and income. And, incomes are finally rising.
ATTOM Data Solutions recently released their Q1 2017 U.S. Home Affordability Index. The report explained:
“Stronger wage growth is the silver lining in this report, outpacing home price growth in more than half of the markets for the first time since Q1 2012, when median home prices were still falling nationwide. If that pattern continues, it will help turn the tide in the eroding home affordability trend.”

Bottom Line

Compared to historic norms, it is still a great time to buy from an affordability standpoint.

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Thursday, April 06, 2017

Teri's CyberTips April 2017

The people from Norton are pretty smart when it comes to Internet security. They've prepared some tips to help you fight the currently rampant phishing scourge.

Evil cons use phishing to collect personal information from unsuspecting users. Their phony e-mails often look quite legitimate, and even the Web pages where you are asked to enter your information may look like the real McCoy - but often they are not.
The quickest and easiest way to verify if the request is on the up and up, is to contact the organization that is requesting your information (by phone or from the company's legitimate web site). They can tell you in a flash if the request is legitimate.

The Norton tips will give you even more insight into how these rascals operate - and, of course, at the end of their tips, there's a little backslapping pointing out how Norton can protect you from all of this dangerous phishing and other threatening stuff.

Click Here for This Cyber Trick
We are pleased to be of service to our friends and to provide you with these monthly CyberTips. We are always current on ways to expand our normal high standards of service with the very latest internet and other cyberspace strategies and tools. Please contact us with any questions regarding our services. Our contact information is below.
The "FBI Wanted" mobile application is a tool designed to help track down criminals and help victims. Their app provides updated information they have issued in a user-friendly way --- with various search and filtering options not available on the regular FBI.gov web site.

With this app you can:
1. Use a search function to find fugitives and missing persons by name, alias, location, or any other descriptive information contained in their profile;
2. Sort or filter profiles by modification date, publication date, field office, status, and subject/crime category;
3. Easily report information by using buttons that either call the relevant FBI field office or link directly to the Bureau's on-line tips page;
4 Customize your home screen based on your preferences for displaying data; and
5 Bookmark individual profiles for easy access later.

This personal protection app is also available for Android.

Click Here for This Cyber Trick
Copyright © 2017 All Rights Reserved
Trick 1
Want something different on your bucket list? Many people rave about their iconic train trips of a lifetime - certainly not like their grungy commute into the city.

The good folks at AARP have put together --- a list of "12 Breathtaking Train Trips". These are mostly day trips and some offer fine dining and domed cars. They cover Alaska, Canada, Grand Canyon, Switzerland, Colorado, Vancouver and other scenic places.
Most of the trips selected by AARP are comfortable but not bank account busters. If you're looking for super luxury, take a peek at: www.greatrail.com/us/holiday-types/luxury-trains/ or check out the Venice-Simplon Oriental Express --- and get your wallet out.

Click Here for This Great Place
Ever wonder what the ultimate time is to get the best price and quickest sale when you list your house for sale?

Local market variations and weather patterns can affect the buying season, but new analysis suggests that homes sold in late spring (May 1-May 15), move in about 18.5 days faster and for one percent (or $1,700, more) than the average listing.
According to data in the Zillow study, homes nationally sell fastest and for more money in early May. This is the new magic listing window for the country's 25 biggest metro areas.
During this sweet spot sellers hoping to sell quickly and get the maximum sale price for their home, the time to list is right in the first half of May. 
As you might expect, the study contains a ton of caveats, exclusions, and exemptions to get them off the hook in case you don't rake in big bucks in a flash


Click Here for This Great Place

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Wednesday, April 05, 2017

Do Schools Matter when Buying a Home?

When buying a home various factors come to mind immediately-location, price range, home style, home condition, wish list for the interior and exterior, number of bedrooms and bathrooms desired; just to name a few. One component which can be overlooked by some but is extremely essential to many would be the local school system in the neighborhood. I highly value my communities’ school system.
Studies have found that home buyers would give up one aspect of their home to have their children attend a ‘better’ school district; this speaks volumes to how important education is for parents’. For some parents there are alternatives such as private schools but that is not the case for many. Even if buyers don’t have or plan to have school-age children in the house, the quality of nearby schools can have an impact on how much you pay, and how much a home sells for down the line.
In the past year Orange county public schools  has succeeded in the improvement to maintain outstanding schools for all of our children. Through strategic planning and organizational development our schools continue to advance! Good local schools are amongst us in high numbers and will provide our children with the learning and education they should receive but with the type we wish for them to obtain as well.
For additional information on our school systems please visit Florida Department of Education.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Monday, April 03, 2017

Things To Do Orlando: Pinkalicious Storytime with The Orlando Shakespeare Theater

When: Saturday, April 8, 2017, 11:00 am to 12:00 pm
Where: Orlando Public Library
101 E. Central Blvd.
Orlando, FL
A special interactive storytime with the Orlando Shakespeare Theater’s cast of Pinkalicious: The Musical.
Register For Event Here
For more information call: 407-835-7323
Event Website

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Friday, March 31, 2017

Consumer Confidence in Economy & Housing is Soaring

The success of the housing market is strongly tied to the consumer’s confidence in the overall economy. For that reason, we believe 2017 will be a great year for real estate. Here is just a touch of the news coverage on the subject.

HousingWire:

“Consumers’ faith in the housing market is stronger than it’s ever been before, according to a newly released survey from Fannie Mae.”

Bloomberg:

“Americans’ confidence continued to mount last week as the Bloomberg Consumer Comfort Index reached the highest point in a decade on more-upbeat assessments about the economy and buying climate.”

Yahoo Finance:

“Confidence continues to rise among America’s consumers…the latest consumer sentiment numbers from the University of Michigan showed that in March confidence rose again.”

MarketWatch:

“U.S. consumers are the most confident in the U.S. economy in 15 years, buoyed by the strongest job market since before the Great Recession. The survey of consumer confidence rose…according to the Conference Board, the private company that publishes the index. That’s the highest level since July 2001.”

Ivy Zelman, in her recent Z Report, probably best capsulized the reports:

“The results were incredibly strong and…offer one of the most positive consumer takes on housing since the recovery started.”
by The KCM Crew

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Wednesday, March 29, 2017

How to Decorate Your Home to Have an Island Feel

Let’s face it, many times when folks visit the islands they tend to not want to come home from such places.  This is the case typically because the beach is a very relaxing place to be with all the warm air, salt water and sunshine.   What if you could decorate your home to have an island feel?  There are ways to go about turning your home into a tropical oasis.  A few of those ideas are listed below for you.
  1. A good way to get started making your home feel like an island paradise  is by beginning to think outside of the box.  Do not be afraid of using bold colors in rooms in which you want to transform.  You can choose bold teal colors that mimic the look of the ocean for your family room then perhaps you can use some wallpaper in your kids’ bathroom that has sea creatures on it.  Don’t worry, as long as you keep it classy, not tacky, you will be able to get away with doing all sorts of wild colors and designs to achieve your beach house feel.
  2. Another way to decorate your home to have an island feel is to add some accessories throughout the house that help you achieve the look. Throw pillows with sand dollars and seahorses on them are a great start.  You can even use seashells you have gathered on your trips to the ocean to decorate with.  Putting some seashells in glass vases with a bit of sand in them is a great way to achieve beach décor.
  3. One way to give your home an island feel is to use a lot of candles that are scented with tropical scents.  Lighting these daily will help you to feel like you are on vacation when you are sitting in your own home.
  4. Lots of ceiling fans throughout your home is another way to create an island oasis inside. You can also use ceiling fans outside on your porch area to take the feel outside.
  5. Wicker and rattan is your friend if you want your home to feel like an island. Use it liberally.
  6. Using a lot of tropical plants to decorate the inside of your home is another good way to get the island feel you are searching for.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Monday, March 27, 2017

Things To Do Orlando: Cooking Matters for Parents

Saturdays at 2:00 pm April 1 – April 22
Phone: 407-835-7323
Event Website

Edgewater Library
5049 Edgewater Drive
Orlando, FL

Let’s have fun with cooking at this six- week hands-on cooking course which teaches adults and parents how to prepare and shop sensibly for healthy meals on a limited budget. Please commit to the full six- week program. Lessons 1 through 4 include an instructor-led participatory food preparation session with sufficient groceries for participants to make and eat a serving of two to three recipes during class. During Lessons 1 through 4, participants will be provided with a take-home bag of groceries with the primary ingredients to make at least one recipe at home. Lesson 5 will include a trip to the grocery store or a simulated in-class store experience in which participants are given the opportunity to practice their shopping skills to purchase a healthy basket of food. Lesson 6 is a celebration! This event will be presented by Rachel Stankiewitch with the Family Nutrition Program at the UF/IFAS Extension office. Registration required; call 407.835.7323. #CuisineCorner

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Friday, March 24, 2017

How Low Supply & High Demand Impacts the Real Estate Market

Some Highlights:

  • The concept of Supply & Demand is a simple one. The best time to sell something is when the supply of that item is low & the demand for that item is high!
  • Anything under a 6-month supply is a Seller’s Market!
  • There has not been a 6-months inventory supply since August 2012!
  • Buyer Demand continues to outpace Seller Supply!

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Wednesday, March 22, 2017

Tips for Working from Home

Working from home can be an amazing thing if you get the chance to do it.  Working from home can open up an entirely new world to someone who has always had to work outside of them home.  It can be extremely comfortable to work from home for many reasons; one being you can stay in your pajamas all day if you choose to do so.  If you are someone who doesn’t mind spending the day alone away from other colleges then working from home might just be for you!  Take a look at these few tips for working from home so that you will know more about whether or not you want to give it a try.
  1. The best way to work from home  is to make space in your home that is specifically for working.  If you let work spill over into other parts of your home you are more likely to lose paperwork and turn your home sanctuary into a stress filled place that no one wants to spend time in.  Your home (even if you work in it) should be a place of rest and relaxation where you go to get away from it all.  Keep it that way by using this first tip.
  2. Another tip for working from home is to set time boundaries for your work. If you work from a computer and you have a family that needs taking care of, it is best that you set your work schedule around your family time.  This way you won’t end up losing out on quality family time by spending that time on your computer away from those you love.  If it is possible spend only a certain designated time of the day working on your job.   If you need to turn off work email notifications in order to accomplish this, so be it.
  3. Use technology to stay in touch with those you work with. When you work in an office and you have a question about your job or something that needs to be discussed, all you have to do is pop in to another office and talk about it.  Working from home  can sometimes cause communication gaps between you and those you are working for or with.   Keeping those lines of communication open through email and or video chat is most beneficial and many times can be crucial to your job.
Again, working from home can be the best thing since sliced bread, just do your part to make sure it doesn’t overtake your everyday life.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Monday, March 20, 2017

Things To Do Orlando: Lakeridge Winery & Vineyard’s Ninth Annual Seafood and Wine Festival

March 24, 2017 – March 25, 2017
Location: Lakeridge Winery & Vineyards
Address: 19239 U.S. 27 North, Clermont, FL
Time: 10:00 am to 5:00 pm
This signature Lakeridge Winery event marks the beginning of springtime with live outside music and entertainment throughout the entire weekend to enjoy. Lakeridge wine, beer, soft drinks and a variety of tasty seafood specialties will be available for purchase, along with complimentary Winery tours and tastings.
Admission: $5
Phone: 352-394-8627
Event Website
A portion of the admission fees goes to support Central Florida Dreamplex.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Friday, March 17, 2017

Happy St. Paddy’s Day – Guinness Beer Castle For Sale!


One of Ireland’s most historic homes is for sale. Celebrate St. Patrick’s Day and ‘drown the shamrock’ at the Guinness Beer castle that has reigned over the rolling emerald hills of Ireland near Dublin since the 18th century. In recent history, the castle housed Guinness-beer heiress Oonagh, Lady Oranmore and Browne, one of the three “golden Guinness girls,” who entertained lavishly and whose guests have included the Rolling Stones, Anjelica Huston (who grew up next-door), Lucian Freud, and U2’s Bono.
      
Dublin’s most famous export, Guinness beer, first arrived in the United States on the shore of North Carolina in 1817 under the direction of Arthur Guinness II, first heir to the company. The dark ale, known as stout, became an instant hit as it spread its delicious exports around the world. Today, offering eleven distinct varieties, thousands of bottles will be consumed on St. Patrick’s Day, a one-day break from Lent, after sixteen days of building up a powerful thirst. Though to many Americans, St. Patrick’s Day has evolved into green beer and a drinking free-for-all, if you’re heading to Dublin to celebrate and take a tour of the Guinness castle, be forewarned that you’ll probably be doing it with other tourists in the Guinness’ Temple Bar neighborhood because when the parade is over most of the locals head home to a nice dinner and an evening of calm entertainment.
Read more….
By and photo credit: www.toptenrealestatedeals.com
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Wednesday, March 15, 2017

Tips for De-Cluttering Your Bathroom

De-cluttering any room in your house can sometimes feel like a huge job to take on but for some reason de-cluttering the bathroom can seem to take on a whole life of its own.    Truth is there are many items in our bathrooms that we no longer use.   Take an hour or so to go through your bathroom with this list of tips for de-cluttering.
  1. The first tip to de-cluttering your bathroom   is to do what was just mentioned, take the time to go through your entire bathroom looking for items you no longer use.  If you haven’t used an item in the past week you should consider either getting rid of the item or at least finding a spot for it that will help to cut down on clutter in the bathroom.
  2. Another tip for de-cluttering your bathroom is to throw out old toothbrushes. Some folks may not know this but you are supposed to change out your toothbrush once every three months to keep it from forming bacteria.   If you want to keep your old toothbrushes you could do so and perhaps use them as cleaning tools in other areas of the house.  You might find that they are good for such things as cleaning in between tiles and other small areas that you can’t otherwise reach.
  3. Take a look in your bathroom medicine cabinet when de-cluttering your bathroom. If you find medications that have expired, go ahead and toss them in the garbage right away.
  4. Another tip for de-cluttering your bathroom is to toss out any old makeup or nail polish you may have stored away in a drawer.  Old makeup and nail polish will not work like it is suppose to so there is no use to keep it around.
  5. If you have a lot of half empty shampoo and/ or conditioner bottles laying around your bathroom you can use what is left in them to refill your soft soap container. Throw out all the old bottles once you have used their contents to help de-clutter your bathroom in a great way.
  6. If you have a lot of hotel soaps, shampoos etc, why not toss them into your gym bag and use them there to help make your bathroom less cluttered.
De-cluttering your bathroom is quite simple really; you just have to take the time to do it.  Once you do, I am sure you will like the clean fresh feeling you have as a result.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Monday, March 13, 2017

Things To Do Orlando: Crayola Experience Cirque Month

March 4 – March 31, 2017
Location: The Florida Mall
Address: 8001 South Orange Blossom Trail, Orlando, FL 32809
Admission: $22.99
Event Website
Purchase Tickets Here
La Nouba by Cirque du Soleil arrives at Crayola Experience for a month of exclusive, themed hands-on fun and live performances. During Cirque Month, guests can craft their own La Nouba masks and airplanes, get their faces painted Cirque-style and marvel as La Nouba acrobats and musicians take center stage for exclusive performances. Families will get an up-close-and-personal look at an assortment of stunning La Nouba costumes and props. They can also enter to win show tickets at The Crayola Store.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Friday, March 10, 2017

Don’t Forget to “Spring Forward”

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Thursday, March 09, 2017

Teri's CyberTips: March 2017

You've seen the ads on TV for personal emergency notifications -- You know: "I've fallen and I can't get up!!" They are good gadgets for protection and peace of mind - but keep your hand on your wallet. 

Now some nice folks have come up with an iPhone/Android app that brings you lots of comfort when you or your family are ever put into a dangerous position -- out and around or at home. This neat program allows you to alert, track and notify loved ones as well as 911 in an emergency -- and there is no cost for the app or its continued use.
If you want to reach into your wallet, they do offer a low-cost key chain sized remote that adds some ease of use and additional functionality to their useful and potentially lifesaving app. There are no fees for the continuing use of the remote.

These folks provide you with the peace of mind that comes from knowing that you and your loved ones can instantly connect when needed. 

Nice folks - looking out for us.

Click Here for This Cyber Trick

USA Today says: "A growing "Can you hear me?" phone scam can make you a victim if you utter just one word: "Yes.". There has been extensive coverage of this phone scam but if it hasn't caught your eye yet please be careful. The security folks tell us that, by running (and hanging up), when you hear this question from a stranger on the phone, you can avoid a lot of potential grief. 

The CBS Money Watch describes the scam further. They say that the "can you hear me" con is a variation on earlier scams aimed at getting the victim to say the word "yes" in a phone conversation. That response is recorded by the con artists and used to authorize unwanted charges on a phone or utility bill or on a stolen credit card.

The way to avoid this scam is to hang up when a stranger asks any question begging a "yes" response - like:" Can you hear me?" or "Is this the owner?"
Just say "No" or even better say nothing!

Click Here for This Cyber Trick
Next time you wonder if an offer or an on-line review is legit or a bunch of hooey - here's a great resource. The need for this type of resource stems from an Internet loaded with false news and phony baloney reviews - often written by the very hucksters who are promoting their products and services. 

Next time you see an enticing offer on-line, just hop over to this great place. First go to the search box and paste in a couple of descriptive words. If the product or service has been reviewed, you will find a thorough and unbiased write up with considerable and thoughtful details for your consideration.

While there, be sure to check the wide range of review categories that include sections covering: Business, Education & Learning, Entertainment, Finance, Health & Beauty, Home & Garden, Internet & Marketing, Products & Services, Software, Technology and Travel & Vacation. You'll also find a wide range of helpful articles and guides including an interesting piece on scams. 

Worth a desktop shortcut. These are the good guys in a world replete with rascals!

Click Here for This Great Place
You may have a checklist of big and small improvements you'd like to make on your castle - maybe some turrets - or a moat. First you should ask, "How much of my money will I get back when I sell?" This great place regularly prepares studies showing which improvements are currently providing the best return on your dollars.

Their newest study cites both recent and long-time trends and reports that "curb appeal" projects-changes to doors, windows, and siding, by and large generated higher returns on investment than work done inside the home. Meanwhile, projects that called for replacing something scored up there.

The report pointed out that, "Several of the most expensive projects-the upscale bathroom remodel, upscale master suite, two-story addition, grand entrance, and family room-saw the biggest year-over-year percentage increases in value, rising between 5.6% and 7.4%. All those increases outpaced the rise in cost to accomplish the projects, and suggest that real estate pros are rating such home improvements more highly than they did half a decade ago."

Good information to keep in mind when getting your checkbook out.

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Wednesday, March 08, 2017

Builder Contracts – What Buyers Need to Know

  • DEPOSITS: There are very few acceptable opportunities for the deposit to be returned to the Buyer.
  • Check the contract carefully to verify if there is a financing contingency. If there is one included pay close attention to the timeframe. Often, the time period is VERY SHORT.
  • Just as in the traditional resale contract the new construction contract will require arbitration to resolve any issues that may arise.
  • Builders NEVER guarantee a completion date. Prepare your Buyers to be ready to react quickly should the completion date be sooner than anticipated as well as be prepared for delays due to weather, materials, permits etc. Believe it or not, virtually every builder contract allows the builder TWO YEARS to complete the home.
  • Most builders require the Buyer to close on the day the certificate of occupancy is obtained. The builder will make the borrower pay a fee PER DAY if they are not able to close when the builder is ready.
  • Builders typically encourage the use of their preferred title company and lender(s). If their “preferred servicers” are selected then incentives and Buyer credits are often given at closing.
  • In most contracts, the Buyer will be responsible for paying all closing costs.
  • It is always a good idea for your Buyer to have an independent home inspector that is willing to check on the progress of the construction several times throughout the course of construction. It is imperative for the Buyer to notify the builder of any concerns immediately and keep a documented list of requested repairs or changes.
  • Most builders provide a 10 year structural warranty and a 1 year limited warranty for building imperfections. A traditional home warranty (used for resale homes) are also available for years 2-5 to cover systems and appliances, but this coverage must be initiated at the time of closing.
  • IMPORANT: No builder will EVER change one sentence, or Word, or even comma on their standard form contract. You can fill in blanks or change numbers and features, but that’s it.
  • Remember the home does not have to be perfect to close. Prepare your buyers for this!!

Oliver Title Law
Lewis V. Oliver , Esq. (“Lew”}
Florida Bar Member : 0452284
Member of the Florida Bar Since 1985
and
Leslie Zimmerly
Client Relationship Manager
21513 Lake Underhill Rd.,
Ste. A Orlando, FL 32825
Questions?
Call, Text, or Email Leslie
Cell 321-337-368
Leslie@Olivertitlelaw.com
www.Olivertitlelaw.com

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Monday, March 06, 2017

Things To Do Orlando: Orlando Jazz Festival

When: March 9, 2017 – March 11, 2017
Location: Dr. Phillips Center for the Performing Arts
445 South Magnolia Avenue, Orlando, FL 32801
Admission: Single Day tickets start at $63.75, Packages start at $82.50
Phone: 844-513-2014
Event Website
The Orlando Jazz Festival features renowned jazz stars and will be emceed by popular radio personality and comedian Jay Anthony Brown. Join in for a night of fun, food and great music!
Purchase tickets now!
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Friday, March 03, 2017

Where Did Americans Move in 2016?

Some Highlights:

  • For the 5th year in a row, the Northeast saw a concentration of “High Outbound” activity.
  • For the first time ever, South Dakota held the top spot for “High Inbound” states.
  • Much of America’s outbound activity can be attributed to Boomers relocating to warmer climates after retiring.

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Wednesday, March 01, 2017

Reasons to Purchase a Home Before the End Of 2017

Now is the time, now is the best time, now is the best time to purchase a home.  Do yourself a favor; don’t wait to purchase your dream home until the end of 2017.  If you have even given a small thought that you might want to move in the next year or so, go ahead and begin looking now so that you might be able to make that purchase today instead of tomorrow.   A few of the reasons why you should purchase your home before the end of the year are listed below for you.
  1. One of the many reasons you should go ahead and purchase a home   before the end of 2017 is because interest rates are already beginning to rise.  The current average interest rate is a little above 4 percent but that rate could reach 6 percent by 2019.  Begin looking for the home of your dreams now so that you can purchase one and get moved in while the market is in your favor.
  2. Fewer homes are available as the years go on. Just a few short years ago there were plenty of homes to choose from; however this list is getting a bit smaller yearly.   Buyers of today will have many more homes to choose from than buyers of tomorrow so get out and get house shopping now!  Call your Realtor today if purchasing a home is on your mind.
  3. House prices are rising and will continue to rise in the future. If there ever was a reason to go ahead and purchase a home before the end of the year, this is the one!  You just might be able to get more of a house for your money now than if you waited until later to purchase.
Again, if purchasing a home has even been on your mind at all and you think you might want to move in the next year or so, get a jump start on your search by starting today.  It can’t hurt to start looking now because you just may be more likely to find it now than later.   Buying a home is a big deal and can cost quite a bit of money so it’s best to start looking now to find the home you have always dreamed of.
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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