Wednesday, May 24, 2017

The Ultimate Guide to Solar Energy in Orlando Florida


With Florida on record as one of the sunniest states in the United States, logic follows that it’s also a key player in the solar energy industry. With solar jobs soaring and the sunlight flowing, The Sunshine State is definitely a hot spot for solar production.

A natural tourist destination, not only for its amusement attractions, but also for its weather, Orlando, Florida has seen substantial growth in solar interest in recent years. With a total of 236 days per year with sun, and solar energy installation prices significantly dropping every year, Orlando is prime real estate for solar energy generation.

Annual Climate

An average of 5.5 sun hours per day and 65% of the days being sunny per year, if you live in Orlando and are interested in installing solar panels on your home, you’re in luck. Some of the top solar companies in the industry are operating in your hometown. Not only is the price right (or better than it was a mere five years ago), but the incentives and rebates for installing solar panels on your home abound. Though it may seem like a lot of money up front, you’ll be rolling in energy savings in no time. And the less you have to rely on the grid for energy, the less money you’re shelling out to power companies per month.

Benefits of Going Solar in Orlando

You’ve seen the uptick of solar panel installation around Orlando. And, you’ve heard that even Disney World is partially powered by solar energy. Surely there are benefits to going solar. . .right? Absolutely! Being one of the sunniest cities in the nation, if you live in Orlando and are thinking about solar energy, consider this:
  • You can significantly limit your dependence on utility companies. Some people cut out the need for the utility companies all together.
  • Don’t be frightened by the cost. Instead, consider the return on investment in just a few short years. Most homeowners who install solar panels in their homes can expect an average of a 20% return on investment.
  • Your property value will instantly increase.
  • You’ll directly be contributing to reducing your carbon footprint through the use of clean energy.
  • On a larger scale, you’ll play a key role in the United States’ reduction on reliance on foreign oil. Needless to say, you’ll play an indirect role in benefiting the economy, the job market, and economic stability.

What Can You Expect to Save?

If you’re an Orlando resident and thinking of installing solar panels at your home, the great news is that you’ll start saving a significant amount – nearly $730 in the first year (approximately $60 per month)  – off your electricity bill. Even better than that? The amount you save will only increase year over year. On average, for Orlando residents,  yearly savings with solar energy systems is $1,100 per year.

Let’s take a look at an example. The average size of a residential solar system is 5 kW and the average cost of this size system is a little over $16,000. Based on average electricity costs in Orlando, available tax credits, loan options, and rebates, you’ll get nearly $5,000 back in the first year alone. Let’s face it, there aren’t many incentives like that around. Couple that with the fact that you’ll constantly be saving money each year until your system is paid off, and that once it’s paid off, you’ll be experiencing pure profit, and solar energy sounds pretty promising!

Driving Down Your Costs

Let’s break it down a little more. If you’re an Orlando resident, what kind of rebates and credits are available?

$9,409 Federal Tax Incentive
  • The Emergency Economic Stabilization Act of 2008 allowed for a 30% tax credit for installation of a solar energy system for all systems placed in service by December 31, 2016. Even though this rebate had recently expired, the federal government introduced an extension until December 31, 2019.
  • The Florida Renewable Energy Technologies and Energy Efficiency Act provides state-level rebates and incentives for installation of a solar system.
  • The Orlando Utilities Commission offers a rebate up to $900 for installing a solar energy system in your home.
  • If you are a Florida resident, you are exempt from paying state sales and use tax on your solar energy systems and related products.
  • You are eligible for an up to $1,000 rebate from select power companies.
  • Lastly, net metering is allowed within the state of Florida. Living in Orlando, installing a solar system, but still opting to be connected to the grid? That’s great news for you. Any unused solar energy generated from your personal system can be fed back into the grid and the utility company will give you credit for the solar power. What does this mean? Even if you use power from the grid, your monthly utility bill could be $0 based on energy credits provided by your local utility company.

Orlando Solar Companies

It’s no doubt that Orlando has experienced a boom in the number of available solar jobs. Some of the highest rated solar energy companies in Orlando, according to Yelp, include:
  • Everything Solar
    • “Turning Daylight into Dollars” is this company’s logo. A licensed Florida solar company, this full service technology company has been designing, servicing, and installing solar systems for over 20 years in the greater Orlando area, including Volusia, Orange, Seminole, Osceola, Lake and Polk counties.
  • Superior Solar
    • Specializing in solar electric, solar pool heating, and solar hot water, this Central Florida company claims to “shrink your energy bills” and was named as the #1 Solar Contractor in Central Florida by Solar Power World.
  • Simply Solar Services
    • This Florida-based, design-build firm specializes  in Solar Power for commercial and residential applications, offering innovated and tailored designs plus accurate installations.
  • Universal Solar
    • This company is dedicated to helping you save money and helping the environment. Universal Solar specializes in residential and commercial solar systems, including solar electric, solar hot water, and solar heating for pools. They serve all of Central Florida – Orlando, Kissimmee, Windermere, Mt. Dora, Sanford, and beyond.
  • Bob Heinmiller Solar Solutions
    • Orlando Florida’s Solar Solutions provider, Bob Heinmiller has over 20 years experience as a licensed and insured Air Conditioning and Electrical Contractor serving the greater Orlando area and is also an authorized installer for Solarworld solar products for homes and businesses.
  • Solar-Ray Inc.
    • Solar-Ray Inc. is the only NABCEP accredited photovoltaic installation company in FLORIDA! And one of only 6 in the USA.

However, if you’re not satisfied with this selection, know that there are 20+ solar companies servicing the Orlando area.
In general, the use of solar energy can benefit Orlando residents in a number of different ways: a.) using solar energy to power your water heater; b.) using solar energy to heat your swimming pool; c.) using solar energy to power your house; and d.) using solar energy to power attic ventilation fans.
While each company is different, most companies will offer a couple of different payment options for installing a residential solar energy system. The most common methods of payment include:
  • Purchasing it outright
  • Financing your system

If you opt to finance your system (which most people do because of the upfront cost associated with paying for your panels), solar loans are a popular option. Similar to a car loan, solar loans are actually the best option to go. The difference? When you pay back a car loan, you are paying down the debt. With a solar loan, you are paying down the debt, but you’re also making money on top of it based on your monthly energy savings. Another great benefit? You still get to participate in all of the available rebates and incentives – having a solar loan does not make you exempt from enjoying those benefits. It’s a win-win situation for all.

By and photo credit: evergreensolar.com/installers/FL/orlando

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Monday, May 22, 2017

Things To Do Orlando: 30th Annual Orlando Carnival

May 28, 2017
12:00 PM to 10:00 PM
1 Citrus Bowl Place
Orlando, FL 32805

 The Original Orlando Carnival Association will host the 30th annual Orlando Carnival. Carnival is a family-friendly festival filled with pageantry and a weekend of parties will celebrate the culture of the Caribbean. Festival goers are in for a great treat. The Carnival Celebration includes music, arts and crafts vendors and more.

EVENT WEBSITE

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Friday, May 19, 2017

#1 Answer to the Housing Shortage: New Construction

The biggest challenge to today’s housing market is the shortage of housing inventory for sale. A normal market would see a six-month supply of homes for sale. Currently, that number is below four months. This is the major reason home prices have continued to appreciate at higher levels than historic averages.
The good news is that builders are now starting to build more homes in lower price ranges.

Builder Confidence is Up

The Housing Market Index from the National Association of Home Builders (NAHB)reveals that builder confidence increased last month. HousingWire quoted NAHB Chief Economist Robert Dietz about the reason for the increase in confidence amongst builders.
“The HMI measure of future sales conditions reached its highest level since June 2005, a sign of growing consumer confidence in the new home market. Especially as existing home inventory remains tight, we can expect increased demand for new construction moving forward.”

Builders are Meeting the Needs of Today’s Purchaser

Builders are not only jumping into the market – they are doing a better job of matching current demand. The Wall Street Journal recently reported:
“In a shift, new households are overwhelmingly choosing to buy rather than rent. Some 854,000 new-owner households were formed during the first three months of the year, more than double the 365,000 new-renter households formed during the period, according to Census Bureau data.”
The WSJ article went on to say:
“Home builders are beginning to shift their focus away from luxury homes and toward homes at lower price points to cater to this burgeoning millennial clientele.”
The graph below compares 2016 to 2017 new construction sales by price point. As we can see, builders are slowly beginning to shift to prices more favorable to the first-time and non-luxury buyer.
#1 Answer to the Housing Shortage: New Construction | Keeping Current Matters

Bottom Line

There is a drastic need for a larger supply of home inventory to meet the skyrocketing demand. Builders are finally doing their part to help rectify this situation.

by

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Wednesday, May 17, 2017

Understanding Home Inspection Repair Requests

One of the questions I often get from my clients is what reasonable requests from the home inspection are?

The purpose of a home inspection is to find out if there are severe structural or mechanical defects. The issues should be large enough that they could have a significant impact on the use and enjoyment of the home now and in the future. A home inspection should not be to create a punch list that itemizes every minor defect with the home you expect the seller to fix. Remember you are not buying a new home!

When you find a home you want, it is important to pick your battles when it comes to repairs requested. While it would certainly be nice for the seller to fix every little home inspection issue before you put your money down, there are only so many repairs most sellers are willing to commit to – especially in a seller’s market.

Electrical, plumbing, roof, HVAC – these are repairs that you can reasonably expect a seller to take care of under most circumstances. But there are some repairs that sellers will push back on in many cases, repairs that you should avoid asking for if you want to make it through to closing.

Home Inspection Repair Requests To AVOID

  1. Cosmetic issues

    A deck that needs staining, paint touchups or repairing a cracked tile may catch your eye and bother you a bit, but they are not the kind of problems that need dealing with right away. Cosmetic issues are at the top of the list to avoid asking a seller to fix.

  2. Anything under $100

    Minor issues under a hundred dollars to fix are definitely home inspection repair requests a buyer shouldn’t make! Problems that arise from repair requests are not always about the financial cost, however, this is taking being nit picky to the extreme.

  3. A window with a failed seal

    Failed window seals are quite common in homes. If there are a significant number of windows that need replacement, account for that in your offer up front. Don’t ask for something to be fixed that you clearly noticed before making your offer or was disclosed up front.

  4. Renovations you are planning

    It is important to remember that the seller is not responsible for preparing your dream home. Avoid asking for repairs that relate to your planned renovations. Doing so will put the sale at risk, which is unnecessary since you are just going to renovate anyway.

  5. Loose fixtures, railings, and similar issues

    A loose doorknob, light fixture or railing on a deck or stairwell may be annoying, or even potentially unsafe, but these problems are also often fixable with basic hand tools and a little effort. If you can’t fix it yourself, you can hire a contractor to fix the problem for a reasonable price.

  6. Minor water damage

    If the water has caused significant damage, the inspector will let you know, and you can request appropriate repairs. But if the water damage is merely cosmetic, don’t stress about it. You can fix cosmetic stuff later. One of the more common water stains you will see in a home is in the ceiling over a bathroom. This condition is often caused by either a toilet that has overflowed at some point in time or a kid who left a shower curtain open. Water stains are usually easy to discern whether they are ongoing and still an issue.
  7. Non-functional light switches and sockets

    Flipping a switch that fails to turn on or off a light can be annoying, as can dead outlets, but they are not necessarily signs of the large electrical problems. Avoid requesting repairs for minor electrical issues. Your inspector will inform you if the electrical system in the home is safe to use and up to code.
  8. External buildings – sheds, garages, etc.

    Sheds are prone to rot; garages tend to get dirty. If there are serious issues, it may be reasonable to ask for a fix, but if the shed or the garage looks like every other shed or garage in the neighborhood – that is, less than perfect – it may just be something you are going to have to deal with yourself. It is also likely you were aware of the sheds general condition before submitting your offer to purchase.
  9. Cosmetic landscaping or minor yard problems

    A missing rock from the border of a flower bed, leveling a few bricks in a walkway, trimming the tree in the backyard – other buyers may not care at all about these things, buyers the seller will be happy to work with if you insist on minor landscaping repairs.

What Inspection Items Should Be Fixed?

As mentioned previously, the issues a buyer should focus on asking a seller to repair or replace are significant structural, mechanical, or environmental defects.

These are the substantial home inspection problems. It is reasonable to assume that any buyer would want these items fixed if discovered after a home inspection has taken place. Some of the major home inspection items worth addressing are:

  • Termites or other wood destroying insects.

  • Wildlife infestation like bats or squirrels in the attic.

  • Mold problems.

  • Elevated Radon levels above EPA suggested levels.

  • Lead paint.

  • Well water problems, such as a lack of pressure or volume of water.

  • Major structural issues such as a leaking roof or substandard building violations.

If you are a buyer and are in the midst of negotiating a home inspection above all else be reasonable, especially if you want the home. If you are a homeowner, understand how a seller should prepare for a home inspection. By taking care of most of the issues mentioned, you won’t have to worry about having a stressful home inspection negotiation with your buyer.

Focus on the repairs or improvements that really matter for you and your family!

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Monday, May 15, 2017

Things To Do Orlando: The Paperless Genealogist

The Paperless Genealogist: How to Go Paperless with Your Family History Research 
When: Wed., May 17, 6:30-7:30 p.m.
Phone: 407-835-7323
Price: free

Feeling bogged down with too much paper from years of genealogical research? Come and explore options for going paperless and see how digital versions can enhance your research experience. #genealogy

West Oaks Branch Library

Register Here

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Friday, May 12, 2017

Happy Mother's Day!

The Person who has done more for you than anyone in the world!
A halo that reflects a life of wisdom, kindness, and caring. Eyes that sparkle with pride and show how much she believes in you. Shoulders that have been slept on and wept on and carried a world or two. Arms that never run out of hugs. Hands that know just when to hold on and when to let go. A mind filled with amazing things, from fairy tales to family tails and long-ago stories of you. A smile that can jump right into your heart and warm you faster than hot chocolate. A heart of gold that holds more love than you can possibly imagine.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Monday, May 08, 2017

Things To Do Orlando: Wine Down Wednesday

Date and Time: Wed, May 10, 2017, 5:00 PM – 9:00 PM EDT

LOCATION: Ember
42 West Central Boulevard
Orlando, FL 32801
View Map

A WEEKLY HAPPY HOUR EVENT FOR ORLANDO PROFESIONALS.

Wine Down Wednesday Includes:
  • Bottomless wine selection (over 30), champagne, freshly made sangria, and one craft beer (roatating weekly)
  • Music by local DJs Digital & Flent
  • Appetizer & Flatbread Buffet
FILL OUT A FREE TICKET ORDER TO RECEIVE REDCUED ($10) ENTRY UNTIL 7:00PM.
Regular entry is $15 women | $20 men

Register here.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Thursday, May 04, 2017

Teri's CyberTips - May 2017

You see them all the time - your in box is filled with invitations to take an on-line survey and end up with a check or discount coupon. The genuine surveys are usually more cost-effective for researchers in their quest to contact people and collect data.

But interspersed with the good guys - are the bad guys looking to do evil things to you. Their quest is to put their grimy paws on your credit card or banking information so they can drain money from your accounts - or pretend they are you and buy lots of stuff with your credit card information, then quickly disappear with you holding the bag.

The good people from highya have a wealth of valuable knowledge at their site including information on survey fraud. They advise that "-- if you still want to pursue making money by taking on-line surveys, consider taking surveys for money as an interesting, part-time or occasional side job"
But we'd guess that our readers aren't big survey takers. If our guess is right, pass this on to the kids - or to people who have a lot of time on their hands.

Click Here for This Cyber Trick
We are pleased to be of service to our friends and to provide you with these monthly CyberTips. We are always current on ways to expand our normal high standards of service with the very latest internet and other cyberspace strategies and tools. Please contact us with any questions regarding our services. Our contact information is below.

Huge numbers of kids spend lots of hours on their tablets looking at - who knows what? This is because many parents get their children a tablet figuring that it will help them get smarter - quicker - and out of their hair. "Here 'tis Sonny - now go in the other room, be quiet, get smart - and get out of my hair."

The folks at Amazon came up with a kid's edition tablet to help give parents a little peace of mind. This is because the device comes loaded with thousands of approved books and web sites that have been vetted. The parents are given a web site "parent dashboard" that allows them to control what can be accessed from each tablet and track each child's on-line activity including what they visit and how long they spend there.

A little peace-of-mind from the good folks at Amazon.

Click Here for This Cyber Trick
Copyright © 2017 All Rights Reserved
Trick 1
Maybe not you - but a lot of people would stammer and stutter if asked to define the term "FICO" - and its importance to your financial health. "FICO" is a series of credit scoring models used by credit bureaus, lenders, and car-insurance companies to demonstrate how likely you are to pay back your debts on time or, in the case of car insurance companies, how likely you are to tip over a hydrant.

There are five main categories that fall into play in calculating your FICO scores according to reporter J.R. Duren: Payment history (35%); Credit utilization (30%); Credit length (15%); New credit (10%) and Type of credit (10%). FICO scores range from 300 to 850, ranging from Poor at 579 0r lower to High at 800. The higher your score the better opportunity you have to obtain the lowest possible interest rates and the best offers on credit cards and loans
Ninety of the nation's top hundred lenders use FICO scores when figuring out what terms to offer you - so it makes a lot of sense to stay on top of your score. You can get your current FICO score without cost or obligation at Discover.com (even if you are not a Discover card user).
Nice folks those Discover people.

Click Here for This Great Place
A smart techie named Kim Komando doles out lots of good security information. Recently she tackled smart phone security and the data breaches, ransom ware and phishing attacks we hear so much about.

She claims that there are a lot of bad dudes after our information and that we even have worry about the CIA. She reports they have also been hacking our smart phones, TVs and other connected devices for years.

Now that everyone is out to get us she suggests that you take the following steps to keep the rascals out of your phone:
" Update your software
" Keep criminals out of your phone
" Use phone locating apps
" Only download trusted apps
" Turn off app notifications
" Use a password manager
" Set up a VPN when using public Wi-Fi

For good advice and details visit Kim's timely article. Keep the bad guys at bay.

Click Here for This Great Pla

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Wednesday, May 03, 2017

Spring Maintenance Check List for Your Home

Spring cleaning has likely already become underway in your household.  What you may not have given much thought however is spring maintenance for your home.   There are several things that folks generally check around their homes before the winter months but there are also a few things you need to check in the early spring months.  Below is a spring maintenance check list for your home.
  1. Springtime means it is time to start mowing your lawn again.  If your lawn mower has been outside all winter due to lack of storage space you may need to do a bit of maintenance on it before you get it going.  Sharpening the blade is always a good idea before a new season so that you get a nice clean cut on the grass.  It’s also a good idea to check the oil on your lawn mower before beginning to use it for the warm season.
  2. Spring is a great time to check your house for worn paint areas such as your shutters.  If you find worn or chipped paint on your house what better time to fix that than in the typically perfect weather of spring.
  3. Be sure to check your crawl space vents for any debris that may have accumulated there over the winter months.  Also you want to keep your eye out for any animals such as snakes or rodents that may have made their home in your crawl space over the last few months.  Get rid of anything that doesn’t belong and repair anything that may be broken such as the vent covers.
  4. Get your flower beds and any garden areas ready for spring by cleaning out any debris that may have accumulated and trimming back any old growth.  It is also a good time to add mulch to your flower beds and fertilizer to your garden.
The above list of spring maintenance ideas is just a start in the right direction.  There is certainly much more that you need to do in and around your house before the summer time approaches.  Once you get started with these, you will likely find and think of more things that need to be done.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Monday, May 01, 2017

Things To Do Orlando: Princess, Peacemaker and Paragon: Wonder Woman and the American Experience

When: Saturday, May 13 – 2:00 to 3:00 pm
Where: Orlando Public Library, 101 E. Central Blvd. Downtown
Contact: 407-835-7323
As the most recognizable female superhero in the United States, Wonder Woman has always had a powerful impact on the American psyche. Dr. Julian Chambliss, author of Ages of Heroes, Eras of Men: Superheroes and the American Experience, will explore Wonder Woman’s origins, evolutions and impact of heroic icon from her comics pages to the big screen.  #meettheauthor

Event Website

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Friday, April 28, 2017

3 Charts That Shout, ‘List Your Home Today!’

3 Charts That Shout, ‘List Your Home Today!’ | Keeping Current Matters
In school, we all learned the theory of supply and demand. When the demand for an item is greater than the supply of that item, the price will surely rise.

SUPPLY

The National Association of Realtors (NAR) recently reported that the inventory of homes for sale stands at a 3.8-month supply. This is considerably lower than the 6-month supply necessary for a normal market.
3 Charts That Shout, ‘List Your Home Today!’ | Keeping Current Matters

DEMAND

Every month NAR reports on the number of buyers out in the market looking for homes, which is also known as buyer traffic. As seen on the map below, buyer demand in March was strong or very strong in 45 out of 50 states nationwide, and Washington, DC.
3 Charts That Shout, ‘List Your Home Today!’ | Keeping Current Matters
Many buyers are being confronted with a very competitive market in which they must compete with other buyers for their dream homes (if they are even able to find a home they wish to purchase).
Listing your house for sale now will allow you to capitalize on the shortage of homes for sale in the market, which will translate into a better pricing situation.

HOME EQUITY

Many homeowners underestimate the amount of equity they currently have in their homes. According to a recent Fannie Mae study, 37% of homeowners believe that they have more than 20% equity in their homes. In reality, CoreLogic’s latest Equity Report tells us that 78.9% actually do!
3 Charts That Shout, ‘List Your Home Today!’ | Keeping Current Matters
Many homeowners who are undervaluing the equity they have in their homes may feel trapped, which may be contributing to the lack of inventory in the market.

Bottom Line

If you are debating selling your home this year, meet with a local real estate professional who can evaluate the equity you have in your home, as well as the opportunities available in your market.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Wednesday, April 26, 2017

Fun Rainy Day Things to Do Inside Your Home

April showers bring May flowers, however April isn’t over yet!   Below is a list of a few rainy day things you can do inside your home so that you and your family don’t get bored being stuck inside.  If you have small children you know all too well how easily they can get bored when they are stuck inside due to bad weather.  Get them and read this list together to get started on some fun!
  1. One fun indoor activity you can do with your small children is to have an indoor scavenger hunt. Write down some clues to where you have hidden items in your house and set your children out on an indoor hunt to find them!  This can be fun for you as well as you watch your kids trying their best to find what you have hidden.
  2. Another fun rainy day thing to-do inside your home with your family is to go camping inside!  Get your tent out and set it up right in the middle of your family room.  You and your family can sleep in the tent together all night long!  If everyone doesn’t fit you can use sleeping bags to make it a full fledge family event.  A super fun way to make your indoor camping event even more real is to make smores in the microwave!
  3. Yet another fun rainy day thing to do inside is to gather all of your board games and get the entire family involved in playing them together! If you don’t have any board games you can likely find some type of game for all to play online.
  4. If you don’t want to have to create something fun to do with your family, why not bake some cookies together! It is always fun to get your little ones together in the kitchen to bake.  Have each child create their own cookie with the ingredients you have available, then let the rest of the family be judges to give the best cookie award!
These are a few fun rainy day things you can do inside your home that is sure to make everyone have an enjoyable time even if they can’t go outside!

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Monday, April 24, 2017

Things To Do Orlando: CW Cares Day!


When: Sat., April 29, 11 a.m.-3 p.m.
Phone: 407-275-0000
Email: theresa@cwsavalon.com
Price: free
Family-friendly event featuring child-centered vendors, educational activities, music, entertainment, a bounce house and an obstacle course. Proceeds used to donate supplies to an early education school selected by the Early Learning Coalition of Orange County.

DIRECTIONS

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Friday, April 21, 2017

Tax Return Depressing? Owning a Home Could Help

Many Americans got some depressing news last week; either their tax return was not as large as they had hoped or, in some cases, they were told they owed additional money to either the Federal or State government or both. One way to save on taxes is to own your own home.
According to the Tax Policy Center’s Briefing Book -“A citizen’s guide to the fascinating (though often complex) elements of the federal Tax System” – there are several tax advantages to homeownership.
Here are four items, and a quote on each, from the Briefing Book:

1. Mortgage Interest Deduction

“Homeowners who itemize deductions may reduce their taxable income by deducting any interest paid on a home mortgage. The deduction is limited to interest paid on up to $1 million of debt incurred to purchase or substantially rehabilitate a home. Homeowners also may deduct interest paid on up to $100,000 of home equity debt, regardless of how they use the borrowed funds. Taxpayers who do not own their home have no comparable ability to deduct interest paid on debt incurred to purchase goods and services.”

2. Property Tax Deduction

“Homeowners who itemize deductions may also reduce their taxable income by deducting property taxes they pay on their homes.”

3. Imputed Rent

“Buying a home is an investment, part of the returns from which is the opportunity to live in the home rent-free. Unlike returns from other investments, the return on homeownership—what economists call “imputed rent”—is excluded from taxable income. In contrast, landlords must count as income the rent they receive, and renters may not deduct the rent they pay. A homeowner is effectively both landlord and renter, but the tax code treats homeowners the same as renters while ignoring their simultaneous role as their own landlords.”

4. Profits from Home Sales

“Taxpayers who sell assets must generally pay capital gains tax on any profits made on the sale. But homeowners may exclude from taxable income up to $250,000 ($500,000 for joint filers) of capital gains on the sale of their home if they satisfy certain criteria: they must have maintained the home as their principal residence in two out of the preceding five years, and they generally may not have claimed the capital gains exclusion for the sale of another home during the previous two years.”

Bottom Line

We are not suggesting that you purchase a house just to save on your taxes. However, if you have been on the fence as to whether 2017 is the year you should become a homeowner, this information might help with that decision.

Disclaimer: Always check with your accountant to find out what tax advantages apply to you in your area. 
by

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Wednesday, April 19, 2017

How to Make a Man Cave When There is No Room

It seems these days that everyone is adding a room called a man cave to their homes.  But what if you don’t have enough room for a man cave?  What are you suppose to do then?  Below are a few ideas on how to make yourself a man cave even if you don’t have much space to do so.
  1. If you don’t have the space for a regular sized man cave, such as a basement, why not use a walk in closet for the same purpose?  Walk in closets can easily be made into a man cave by gutting them of their contents and adding lots of manly items. Just don’t forget a small television and chair to accommodate the man of your house!
  2. Another innovative way to make a man cave is to close off one half of your garage. If your man doesn’t mind giving up his parking space inside of the garage, let him know that he can have his man cave in that spot.  You can separate the space with a creative partition or call in the pros to create a custom finished room in the garage space.
  3. If you happen to have a house that has more bedrooms that you actually need, why not make one of them a man cave?
  4. Another way to make a man cave in your home when you don’t really have the space to do so is to improvise into creating a blended space in a shared room of the house. Spice up part of your living or family room with the man cave necessities. Your man may not like this option as much as some of the others but if he is desperate for a man cave, you can create a nice space for him just about anywhere in the house.
These ideas should help to get you started thinking in the right direction about how to make a man cave for your man even if the space just simply isn’t available to build a full sized one.  Let’s face it girls, men are not that hard to please, so do your best and it is likely he will be happy.

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.

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Monday, April 17, 2017

Things To Do Orlando: 17th Annual Florida Music Festival


  • April 20, 2017 – April 23, 2017
  • Location: Downtown Orlando
  • Time: Varies
  • Admission: Free
  • Event Website
Description: Celebrate the State of Music at the 17th Annual Florida Music Festival. More than 150 bands will rock over 15 locations throughout Downtown Orlando each night on stages indoor and outdoor including Wall St Plaza, Church Street Station, Cheyenne Saloon, The Social, Dr. Philips Center for the Performing Arts and more host all genres of music, showcasing unsigned artists to hundreds of industry reps from Nashville, Los Angeles and New York City. A 14-year-old Taylor Swift had one of her first showcases at FMF2003!

Access Teri’s one-stop Orlando FL home search website.

Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Friday, April 14, 2017

Happy Easter!

Happy Easter!

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Monday, April 10, 2017

Things To Do Orlando: Disenchanted!

When: Tue., April 11, 8 p.m., Wed., April 12, 8 p.m., Thu., April 13, 8 p.m., Fri., April 14, 8 p.m., Sat., April 15, 2 & 8 p.m., Mon., April 17, 8 p.m., Tue., April 18, 8 p.m., Wed., April 19, 8 p.m. and Thu., April 20, 8 p.m.
Price: $37-$87
Hilarious hit musical about your favorite princesses setting the record straight about their so-called fairy tales.
Your Favorite Princesses are coming to town…and they’re setting the record straight!
Poisoned apples. Glass slippers. Who needs ’em?! Not Snow White and her posse of disenchanted princesses in the hilarious hit musical that’s anything but Grimm. Forget the princesses you think you know – the original storybook heroines have come back to life to set the record straight. After multiple sold-out runs in the USA, these royal renegades tossed off their tiaras to bring their hilariously subversive, not-for-the-kiddies musical to you – and what you thought about princesses will never be the same!
Event Website
Purchase Tickets Here
Directions to The Plaza LIVE in Orlando
425 North Bumby Avenue, Orlando, Florida 32803
407.228.1220
www.plazaliveorlando.com
From I-4
  • Take Exit 82A onto the 408 East/West Expressway (Toll Road)
  • Go East toward Titusville
  • Go 2 miles & take Exit 12A (50 cents)
  • At end of ramp, go Left on Bumby Avenue
  • Go 10 blocks (1/2 mile)
  • The Plaza LIVE is on your Right (at the Colonial Plaza Shopping Center)
Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Friday, April 07, 2017

The ‘REAL’ News about Housing Affordability

Some industry experts are claiming that the housing market may be headed for a slowdown as we proceed through 2017, based on rising home prices and a potential jump in mortgage interest rates. One of the data points they use is the Housing Affordability Index, as reported by the National Association of Realtors (NAR).
Here is how NAR defines the index:
“The Housing Affordability Index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national level based on the most recent price and income data.”
Basically, a value of 100 means a family earning the median income earns enough to qualify for a mortgage on a median-priced home, based on the price and mortgage interest rates at the time. Anything above 100 means the family has more than enough to qualify.
The higher the index, the easier it is to afford a home.

Why the concern?

The index has been declining over the last several years as home values increased. Some are concerned that too many buyers could be priced out of the market.
But, wait a minute…
Though the index skyrocketed from 2009 through 2013, we must realize that during that time, the housing crisis left the market with an overabundance of distressed properties (foreclosures and short sales). All prices dropped dramatically and distressed properties sold at major discounts. Then, mortgage rates fell like a rock.
The market is recovering, and values are coming back nicely. That has caused the index to fall.
However, let’s remove the crisis years (shaded in gray) and look at the current index as compared to the index from 1990 – 2008:
The 'REAL' News about Housing Affordability | Keeping Current Matters
Though prices and rates appear to be increasing, we must realize that affordability is composed of three ingredients: home prices, interest rates, and income. And, incomes are finally rising.
ATTOM Data Solutions recently released their Q1 2017 U.S. Home Affordability Index. The report explained:
“Stronger wage growth is the silver lining in this report, outpacing home price growth in more than half of the markets for the first time since Q1 2012, when median home prices were still falling nationwide. If that pattern continues, it will help turn the tide in the eroding home affordability trend.”

Bottom Line

Compared to historic norms, it is still a great time to buy from an affordability standpoint.

Access Teri’s one-stop Orlando FL home search website.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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