Sunday, July 26, 2015

Your Credit and Your Home Purchase

When buying a home it is prudent to know about your credit score. According to a recent survey by Experian, many of those in the market for a home are already aware of the importance of their credit score. However, only half of recent buyers said they checked their credit when they first considered purchasing a home.

67% of buyers are NOT pre-approved.
45% of buyers delay their purchase (ultimately) to improve their credit.



That is almost HALF of buyers who delay the purchase based on information they should have known prior to shopping for a home.
This survey underscores how important the pre-approval loan process is. Even if just to give buyers an idea of what their credit report contains, what their rate and payment would be and how much they can qualify to buy. Too often, there are situations where people cannot qualify once under contract and it would have been quickly uncovered during a pre-approval.  This represents wasted time for the realtor, buyer, seller and all involved.
Lesson learned? Pay attention to your credit year-round, and understand that what you do today impacts how your credit works for you in critical purchase moments like home buying.
Information provided by Orlando Realtor Teri Isner.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Monday, July 06, 2015

How to Protect Your Home From Storms This Summer



The summer storm season is here and there are things that you may need to do to prepare your home for them. In this blog post today we will give you a few tips on how to prepare your home for the upcoming storm season.
  • First, fix any damage the past winter has done to your roof. You may need to replace a few shingles or you may even have to replace the entire roof. Hire a professional if you don’t know much about how to fix your own roof. You don’t want storms coming if you have damage to your roof because you may end up with damage on the inside of your house as a result.
  • Check to make sure your gutters are not full of debris and leaves.   During the winter months gutters tend to go un-checked. If your gutters are full, the first summer storm that comes your way will most likely cause you and anyone who enters your home to get a hat full of rain water. Take care of things like this before storm season arrives and you will be glad you did.
  • Have a professional come out and check to make sure your trees are secure. Make sure the professionals cut down all trees that may have issues and get rid of any loose limbs. You don’t want tree limbs flying through the air during a summer storm.
  • If you have a sump pump, make sure it is working and perhaps even get a battery powered back-up so that your pump will continue to work in the event the power goes out.
  • Have a plan in place for you and your family in case of a bad storm. You may live in an area where there aren’t many bad storms but you never know when one may come about.
  • Make sure that your windows are good and secure and that there are no areas in which water can get inside them. If your windows are older you may consider replacing them.
Hopefully these tips have given you a head start on getting your home ready for the storm season. You can never be too prepared.
Information provided by Orlando Real Estate Expert Teri Isner.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Sunday, June 28, 2015

Orlando Foreclosure Trends for May 2015



In May, Orlando foreclosure filings were 21% lower than the previous month and 43% lower than the same time last year, according to RealtyTrac.com.
Orlando Foreclosure Geographical Comparison
Orlando foreclosures were 0.09% above national statistics, 0.06% below Florida figures, and 0.01% below Orange County numbers in May 2015.

Orlando Foreclosure Status Distribution
The current distribution of foreclosures based on the number of active foreclosure homes in Orlando, FL.
Pre-foreclosures accounted for 16.6% of the foreclosure activity in May, Auctions were 34.8%, and Bank-owned properties were 48.6%.

Orlando Foreclosure Activity by Month
In May, the number of bank-owned properties decreased 10.7% from the previous month and 4.8% from the previous year. The number of auctions decreased 40.1% from the previous month and 67.3% from the previous year. Pre-foreclosure activity increased 18.8% from the previous month and dropped 13.6% from the previous year.
Information courtesy of Orlando Realtor Teri Isner, Orlando Avenue top Team.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently.  You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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Sunday, June 14, 2015

Kissimmee Housing Report – June 2015



The Kissimmee housing report shows homes were on the market an average of 74 days compared to 115 days in May 2015.
The median price of a Kissimmee FL home dropped from $119,100 in May compared to $143,000 in June.
The selling vs asking price was 96%.
kissimmee housing
Information courtesy of Orlando Realtor Teri Isner.
Teri Isner is the team leader of Orlando Avenue Top Team and has been a Realtor for over 24 years. Teri has distinguished herself as a leader in the Orlando FL real estate market. Teri assists buyers looking for Orlando FL real estate for sale and aggressively markets Orlando FL homes for sale.
You deserve professional real estate service! You obtain the best results with Teri Isner plus you benefit from her marketing skills, experience and ability to network with other REALTORS®. Your job gets done pleasantly and efficiently. You are able to make important decisions easily with fast, accurate information from Teri. The Orlando Avenue Top Team handles the details and follow-up that are important to the success of your transaction.
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